AI agents may reshape US bank deposits

Reuters estimates that if AI steers $3.8 trillion in US savings across roughly 500 banks into 4% products, banks would pay $70.9 billion more in interest—enough to wipe out the net income of 32 banks. The FT sees up to $500 billion at risk, while agents like Meta's Muse and OpenAI's Dots already move users' money.

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